!Shubh Shuruaat Start Pay ke Sath!
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| Parameter | Details |
| Product type | Unsecured Personal Loans |
| Target Market | Salaried and Self-Employed Individuals |
| Age | Min: 22 years; Max: 55 years |
| Loan amount | Min: INR 50,000/-; Maximum – INR 500,000/- |
| Tenor | Min – 12 months; Max – 48 months |
| ROI | 15% - 36% |
| PF | ~3-5% |
| Foreclosure charges | 5% of Principal Outstanding |
| Installment Cycle | Monthly EMI - deducted via automated mandate on 5th of every month |
| Income Norms | Salaried - INR 18K |
| Self Employed - INR 20K | |
| Repayment | Through NACH and any other digital modes of collection |
| Documentation | Mandatory: |
| Photograph - Selfie | |
| KYC Proof - Aadhaar oKYC or CKYC | |
| Optional(required only in certain cases): Address Proof Bank Statement Business Proof |
|
| Bureau Reject Norms | ● Bureau Policy ● Reject List ● Suit-Filed/Wilful Default across any tradeline (loan/card) ● Write-off/Settled (Note – DBT, LSS and SMA to be assumed equivalent to Write-Off) ● Max DPD >=90 in the last 36 months with Balance ● Balance/Overdue amount >INR 10,000 ● Max DPD>=30 in the last 12 months ● Score<675 ● NTC not allowed |
!Shubh Shuruaat Start Pay ke Sath!
बिजनेस प्रूफ बिजनेस लोन लेने के लिए जरूरी डॉक्यूमेंट - A
Unsecured MSME Business Loan
Loan Eligibility Criteria Documentation Required
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